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January 2012 Financial Times Money Show Podcast

January 23rd, 2012

Mortgage manager, Nigel Bedford, was featured on the ‘FT Money Show’ podcast on 19 January 2012, sharing his extensive knowledge of the UK buy to let market. To listen, click here, select the start arrow, then drag the timer to 06:15  where the buy to let section begins.  It runs for about 6 minutes and covers such topics as the variations in yields around the UK, new mortgage lenders entering the market, current best buys on interest rate, maximum loan to value and rental cover required.

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January 2012 Market Commentary

January 12th, 2012

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Ask An Expert: Will Banks accept dividends and low salary for mortgage purposes?

January 11th, 2012

Q: Myself and husband are sole owners of my company. Me 75% share holder. I take the minimum dividends to keep personal tax low. I have a property which I  am selling at £800,000 and I wish to buy another at £1,1950,00. I have a mortgage at £315,000.

The company is due to have gross turnover this year of £230,000. With profit of £120,000. I started the company 2.5 yrs ago and prior to this was on a salary of £92,500. My company is growing and since i started it it has doubled in profit each year. I antistpate it sticking around this years figures unless i start expanding.

However….As I take dividends my salary now looks minimal therefore how do I go about finding the £400,000 I need to purchase the property I know I can well afford the repayments on. .??? Read the rest of this entry »

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December 2011 Market Commentary

December 8th, 2011

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November 2011 Market Commentary

November 10th, 2011

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