Ask An Expert:

Our team of expert mortgage brokers is on hand to answer any question you might have about borrowing money to buy property. Whether it's the size of deposit you need, the difference between interest only and capital repayment mortgages, or which banks are still lending large mortgages right now, just leave your question in the field provided and we will answer it as soon as we can. Please be aware that answers are generic and no personal advice is ever given via this website.


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Archive for ‘Ask An Expert’:

Ask An Expert: A business partner of mine lives and owns companies abroad, can he arrange a mortgage in the UK to purchase a property here?

Wednesday, July 28th, 2010

Q: A Turkish business partner of mine wants to buy a house in the UK. Mr X, my business partner, has several companies in Turkey and elsewhere. Will he be able to get a mortgage in the UK? What proof of income etc will he need to give?”

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Ask An Expert: I have a 10% deposit to put down but require a large mortgage, what are my chances?

Tuesday, June 8th, 2010

Q: I have a 10% deposit to put down but require a large mortgage of £990,000.00. What are my chances of getting a mortgage?

A: In the current post credit crunch mortgage market, it is difficult to obtain a 90% loan-to-value mortgage for a loan size of over £ 500,000 through high street lenders.
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Ask An Expert: My tracker mortgage finishes at the end of July, should I apply for a fixed rate or lifetime tracker?

Tuesday, June 8th, 2010

Q: My tracker mortgage finishes at the end of July. Should we take a fixed higher rate motgage over 2 or 3 years. Or a lifetime tracker at bank of engalnd rate plus 1.99% at no early repayment fee and only £140 exit fee. No application fee.

When rates go up are they going to go up quickly, or gradually. As an expert what would you do please?

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Ask An Expert: I am a first time buyer and would like to find out how much I can borrow?

Friday, April 16th, 2010

Q: I wonder if someone could advise me please? I am a first time buyer and have not yet selected a property that I would like to buy as I am keen to find out how much I would be accepted for on a 100% mortgage before I start to check the market. I have no deposit and would like to know costs of an interest only mortgage and the other (not sure what that is called?) I would also like to know about fixed rate mortgages and try to get an understanding of which one would be the best for me and my circumstances.

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Ask An Expert: We are looking at buying a flat in Mumbai, India?

Tuesday, August 11th, 2009

Q: Hi, We are looking at buying a flat in Mumbai, India.I am resident of UK and would like to explore the possibility of getting a mortgage in GBP, that being the currency of my primary income.I realise this is unconventional as most of the overseas mortgage available are for countries with large British expat populations. But is this something you could potentially arrange / advise on?

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